Commercial Banking Industry - Market Size, Trends, and Growth - 2025-2030

Industry Overview

This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry.
Source: U.S. Census Bureau

Market Size and Industry Forecast

This research report analyzes the market size and trends in the Commercial Banking industry. It shows overall market size from 2020 to the present, and predicts industry growth through 2030. Revenues data include both public and private companies.

HistoricalForecasted
20202021202220232024202520262027202820292030
Market Size (Total Revenue)

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% Growth Rate
Number of Companies
Total Employees
Average Revenue per Company
Average Employees per Company
Source: U.S. government financial data

Industry Revenue ($ Billions)

Industry Market Size
  • 2018
  • 2019
  • 2020
  • 2021
  • 2022
  • 2023
  • 2024


Advanced econometric models forecast five years of industry growth based on short- and long-term trend analysis. Market size includes revenue generated from all products and services sold within the industry.

Geographic Breakdown by U.S. State

Market size by state reveals local opportunity through the number of companies located in the region. Each state's growth rate is affected by regional economic conditions. Data by state can be used to pinpoint profitable and nonprofitable locations for Commercial Banking companies in the United States.

Commercial Banking Revenue by State

Market Size by State

Distribution by Company Size

Company SizeAll IndustriesCommercial Banking
Small Business (< 5 Employees)

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Small Business (5 - 20)
Midsized Business (20 - 100)
Large Business (100 - 500)
Enterprise (> 500)

Commercial Banking Industry Income Statement (Average Financial Metrics)

Financial statement analysis determines averages for the following industry forces:
The report includes a traditional income statement from an "average" company (both public and private companies included).

Industry AveragePercent of Sales
Total Revenue

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Operating Revenue
Cost of Goods Sold (COGS)
Gross Profit
Operating Expenses
Operating Income
Non-Operating Income
Earnings Before Interest and Taxes (EBIT)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit


Average Income Statement

Average Income Statement

Cost of Goods Sold

Salaries, Wages, and Benefits

Rent

Advertising

Depreciation and Amortization

Officer Compensation

Net Income


Financial Ratio Analysis

Financial ratios allow a company's performance to be compared against that of its peers.

Financial RatioIndustry Average
Profitability Ratios

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Profit Margin
ROE
ROA
Liquidity Ratios
Current Ratio
Quick Ratio
Activity Ratios
Average Collection Period
Asset Turnover Ratio
Receivables Turnover Ratio
Inventory Conversion Ratio

Commercial Banking Industry Product Mix

Product DescriptionDescriptionRevenue
($ Millions)
Industry total

Loan products - income
Loans to businesses - commercial and industrial mortgages
Loans to consumers - secured, residential mortgages
Loans to businesses - other
Financing related to securities
Loans to consumers - secured, home equity
Other products supporting financial services - fees
Brokering and dealing products - debt instruments
Loans to consumers - secured, other

Commercial Banking Industry Compensation and Salary Surveys

TitlePercent of WorkforceBottom QuartileAverage (Median) SalaryUpper Quartile
Management Occupations8%

Chief Executives0%
General and Operations Managers2%
Business and Financial Operations Occupations23%
Financial Specialists18%
Credit Counselors and Loan Officers10%
Loan Officers10%
Computer and Mathematical Occupations6%
Computer Occupations5%
Sales and Related Occupations10%
Sales Representatives, Services8%
Securities, Commodities, and Financial Services Sales Agents7%
Securities, Commodities, and Financial Services Sales Agents7%
Office and Administrative Support Occupations51%
Supervisors of Office and Administrative Support Workers6%
First-Line Supervisors of Office and Administrative Support Workers6%
First-Line Supervisors of Office and Administrative Support Workers6%
Financial Clerks23%
Tellers18%
Tellers18%
Information and Record Clerks18%
Customer Service Representatives8%
Customer Service Representatives8%
Loan Interviewers and Clerks7%
Loan Interviewers and Clerks7%

Government Contracts

The federal government spent an annual total of $108,118,123 on the commercial banking industry. It has awarded 192 contracts to 18 companies, with an average value of $6,006,562 per company.

Top Companies in Commercial Banking and Adjacent Industries

CompanyAddressRevenue
($ Millions)





Order the Report on Commercial Banking
PublisherPell Research
GeographyUnited States
Publication DateMarch 2025
Report FormatPDF Download  PDF
Price

Commercial Banking Report Contents
Report Objectives

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