2025 Financial Transactions Processing, Reserve & Clearinghouse Activities Industry Report

Industry Overview

This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central bank); (2) reserve and liquidity services (except central bank); and/or (3) check or other financial instrument clearinghouse services (except central bank). Illustrative Examples: Automated clearinghouses, bank or check (except central bank) Credit card processing services Check clearing services (except central bank) Electronic funds transfer services
Source: U.S. Census Bureau

Market Size and Industry Forecast

The Financial Transactions Processing, Reserve and Clearinghouse Activities industry report contains historical and forecasted statistics used by leading private equity firms and consultants. Market sizes from 2020 to 2030 reflect industry trends and growth patterns. Revenues include both public and private companies in the Financial Transactions Processing, Reserve & Clearinghouse Activities industry.

	Historical					Forecasted
	2020	2021	2022	2023	2024	2025	2026	2027	2028	2029	2030
Market Size (Total Revenue)
% Growth Rate
Number of Companies
Total Employees
Average Revenue per Company
Average Employees per Company

Source: U.S. government financial data



Advanced econometric models forecast five years of industry growth based on short- and long-term trend analysis. Market size includes revenue generated from all products and services sold within the industry.

Geographic Breakdown by U.S. State

Market size by state reveals local opportunity through the number of companies located in the region. Each state's growth rate is affected by regional economic conditions. Data by state can be used to pinpoint profitable and nonprofitable locations for Financial Transactions Processing, Reserve & Clearinghouse Activities companies in the United States.

Distribution by Company Size

Company Size	All Industries	Financial Transactions Processing, Reserve & Clearinghouse Activities
Small Business (< 5 Employees)
Small Business (5 - 20)
Midsized Business (20 - 100)
Large Business (100 - 500)
Enterprise (> 500)

Financial Transactions Processing, Reserve & Clearinghouse Activities Industry Income Statement (Average Financial Metrics)

Financial statement analysis determines averages for the following industry forces:

• Cost of goods sold
• Compensation of officers
• Salaries and wages
• Employee benefit programs
• Rent paid
• Advertising and marketing budgets

The report includes a traditional income statement from an "average" company (both public and private companies included).

	Industry Average	Percent of Sales
Total Revenue
Operating Revenue
Cost of Goods Sold (COGS)
Gross Profit
Operating Expenses
Operating Income
Non-Operating Income
Earnings Before Interest and Taxes (EBIT)
Interest Expense
Earnings Before Taxes
Income Tax
Net Profit

Financial Ratio Analysis

Financial ratios allow a company's performance to be compared against that of its peers.

Financial Ratio	Industry Average
Profitability Ratios
Profit Margin
ROE
ROA
Liquidity Ratios
Current Ratio
Quick Ratio
Activity Ratios
Average Collection Period
Asset Turnover Ratio
Receivables Turnover Ratio
Inventory Conversion Ratio

Financial Transactions Processing, Reserve & Clearinghouse Activities Industry Product Mix

Product Description	Description	Revenue ($ Millions)
Industry total
Credit card products - income
Credit card merchant products
Cash handling and management products
Credit card association products
Automated clearinghouse (ach) products - fees
Credit card cardholder products - consumer
Document payment products
Credit card cardholder products - business and government
Other products supporting financial services - fees

Financial Transactions Processing, Reserve & Clearinghouse Activities Industry Compensation and Salary Surveys

Title	Percent of Workforce	Bottom Quartile	Average (Median) Salary	Upper Quartile
Management Occupations	8%
Chief Executives	0%
General and Operations Managers	2%
Business and Financial Operations Occupations	23%
Financial Specialists	18%
Credit Counselors and Loan Officers	10%
Loan Officers	10%
Computer and Mathematical Occupations	6%
Computer Occupations	5%
Sales and Related Occupations	10%
Sales Representatives, Services	8%
Securities, Commodities, and Financial Services Sales Agents	7%
Securities, Commodities, and Financial Services Sales Agents	7%
Office and Administrative Support Occupations	51%
Supervisors of Office and Administrative Support Workers	6%
First-Line Supervisors of Office and Administrative Support Workers	6%
First-Line Supervisors of Office and Administrative Support Workers	6%
Financial Clerks	23%
Tellers	18%
Tellers	18%
Information and Record Clerks	18%
Customer Service Representatives	8%
Customer Service Representatives	8%
Loan Interviewers and Clerks	7%
Loan Interviewers and Clerks	7%

Government Contracts

The federal government spent an annual total of $91,135,600 on the financial transactions processing, reserve & clearinghouse activities industry. It has awarded 146 contracts to 44 companies, with an average value of $2,071,264 per company.

Top Companies in Financial Transactions Processing, Reserve & Clearinghouse Activities and Adjacent Industries

Company	Address	Revenue ($ Millions)