Credit Bureaus Industry - Market Size, Trends, and Growth - 2025-2030
Industry Overview
This industry comprises establishments primarily engaged in compiling information, such as credit and employment histories, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of individuals and businesses. Illustrative Examples: Credit agencies Credit rating services Credit investigation services Credit reporting bureaus
Source: U.S. Census BureauMarket Size and Industry Forecast
This research report analyzes the market size and trends in the Credit Bureaus industry. It shows overall market size from 2020 to the present, and predicts industry growth through 2030. Revenues data include both public and private companies.
| Historical | Forecasted |
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| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 | 2030 |
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Market Size (Total Revenue) | Included in Report |
% Growth Rate |
Number of Companies |
Total Employees |
Average Revenue per Company |
Average Employees per Company |
Source: U.S. government financial dataIndustry Revenue ($ Billions)

Industry Forecast ($ Billions)

Advanced econometric models forecast five years of industry growth based on short- and long-term trend analysis. Market size includes revenue generated from all products and services sold within the industry.
Geographic Breakdown by U.S. State
Market size by state reveals local opportunity through the number of companies located in the region. Each state's growth rate is affected by regional economic conditions. Data by state can be used to pinpoint profitable and nonprofitable locations for Credit Bureaus companies in the United States.
Credit Bureaus Revenue by State

Distribution by Company Size
Company Size | All Industries | Credit Bureaus |
---|
Small Business (< 5 Employees) | Included |
Small Business (5 - 20) |
Midsized Business (20 - 100) |
Large Business (100 - 500) |
Enterprise (> 500) |
Credit Bureaus Industry Income Statement (Average Financial Metrics)
Financial statement analysis determines averages for the following industry forces:
- Cost of goods sold
- Compensation of officers
- Salaries and wages
- Employee benefit programs
- Rent paid
- Advertising and marketing budgets
The report includes a traditional income statement from an "average" company (both public and private companies are included).
| Industry Average | Percent of Sales |
---|
Total Revenue | Included |
Operating Revenue |
Cost of Goods Sold (COGS) |
Gross Profit |
Operating Expenses |
Operating Income |
Non-Operating Income |
Earnings Before Interest and Taxes (EBIT) |
Interest Expense |
Earnings Before Taxes |
Income Tax |
Net Profit |
Average Income Statement

Cost of Goods Sold
Salaries, Wages, and Benefits
Rent
Advertising
Depreciation and Amortization
Officer Compensation
Net Income
Financial Ratio Analysis
Financial ratios allow a company's performance to be compared against that of its peers.
Financial Ratio | Industry Average |
---|
Profitability Ratios | Included |
Profit Margin |
ROE |
ROA |
Liquidity Ratios |
Current Ratio |
Quick Ratio |
Activity Ratios |
Average Collection Period |
Asset Turnover Ratio |
Receivables Turnover Ratio |
Inventory Conversion Ratio |
Products and Services Mix
Product lines and services in the Credit Bureaus industry accounting for the largest revenue sources.
Product Description | Description | Revenue ($ Millions) |
---|
Industry total | Included |
Credit rating services |
Individual credit rating services |
Commercial credit rating services |
All other operating receipts |
Debt recovery & collection services |
Individual debt collection |
Commercial debt collection |
Investigation services |
Salary information for employees working in the Credit Bureaus industry.
Title | Percent of Workforce | Bottom Quartile | Average (Median) Salary | Upper Quartile |
---|
Management Occupations | 4% | Included |
Chief Executives | 0% |
General and Operations Managers | 2% |
Sales and Related Occupations | 20% |
Other Sales and Related Workers | 12% |
Telemarketers | 12% |
Telemarketers | 12% |
Office and Administrative Support Occupations | 62% |
Financial Clerks | 11% |
Bill and Account Collectors | 9% |
Bill and Account Collectors | 9% |
Information and Record Clerks | 35% |
Customer Service Representatives | 33% |
Customer Service Representatives | 33% |
Other Office and Administrative Support Workers | 7% |
Government Contracts
The federal government spent an annual total of
$187,760,599 on the credit bureaus industry. It has awarded 512 contracts to 17 companies, with an average value of $11,044,741 per company.
Top Companies in Credit Bureaus and Adjacent Industries
Company | Address | Revenue ($ Millions) |
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Included |